In this episode of Money Lessons, Andy widens the map beyond American markets to make the case for owning international stocks.

He explains home-country bias — the natural pull to invest only in the companies of your own country — and points out that more than a third of the world's stock market value sits outside the United States.

Andy walks through the two practical ways an ordinary investor can own foreign companies: broad international index funds and ETFs, and American Depositary Receipts, or ADRs, for a single overseas company.

Many times, we feel stuck because our scenery never changes. We take the same route to work and follow the same routines throughout our day—allowing our subconscious mind to take control of the wheel. While for many of us, a lack of change in our lives can be comforting, it can also be a root cause of why we feel stifled and frustrated.