How the Law Classifies Your Work: Employee or Contractor, and Who Is Owed Overtime

In this episode of Money Lessons, Andy breaks down the core legal distinctions between an employee and an independent contractor. Many businesses mislabel workers to avoid taxes or benefits, but the law looks at the reality of your work conditions, specifically who controls your hours and tasks. You will learn the IRS test, the ABC test, and how state-specific standards determine your status.