As humans, we tend to not put enough thought into the worth or value we assign to the products and services we purchase. We’ll make better decisions on what we purchase with our hard earned $$ if we take a bit more time to consider how we place value on the things we buy. The interesting thing about finance and financial literacy is that it is equal parts objective evaluation of our financial position and our behavioral perspectives about our personal economy. How we feel about money, investing, and consumption is as important as the numerical and analytical side of working with our finances.

So what’s step one on the road to writing your own, authentic success story? Step one is to work on you. To understand your own needs and desires. To build a one-size-fits-you roadmap for your future. To create a customized vision statement that’s based on the definition of your desired future state.

We know that humans are resistant to change. We’re hard wired that way. We also know that change is all around us. If we keep doing the same thing through time, it’s only logical that someone else has figured out a better way to do whatever thing it is we’re doing, and our calcified, habitual way of working is now out of date. What was efficient is now inefficient. This is entropy—with enough time, everything falls apart. What was once good for us is now bad because there is a new best-practice that has overtaken ‘the way things have always been done.’

So yes, habits can be powerful and beneficial. They can also become an anchor to progress and detrimental to career growth. Habits can become the fast pass to a fixed mindset.

So what’s your plan for retirement? Yes, you may want to step off the treadmill of a fast-paced career path, but it’s essential that you not stand still. Standing still is the fast pass to a slow and oftentimes painful slide into oblivion. Instead, commit now to developing the habit of continuous improvement and lifelong learning. Keep moving in retirement. Give back. Mentor. Take a part-time job that fits your purpose. Living a full life means living a full life. Don’t give up on yourself.

I can’t put enough focus on the value of education and good decision-making that’s accompanied by a lifelong learning mindset as ways to reduce stress and anxiety. Too many in our society are on auto-pilot, going through the motions of life. Life is happening to them. Self-reliance developed through learning and education coupled with better decision making skills is the path to making things happen in your life and taking control of your narratives and outcomes.

The sources of insecurity abound. Jealousy, unresolved failure, challenging relationships, lack of skill/education, poor planning, bullying, institutionalized bias, and the absence of a sense of belonging are but a few. To punch the point regarding the fluid nature of insecurity, just spend a little time with the preceding list and explore how easy it is to find examples where these issues apply both at home and at the office.

If I’m living my personal purpose in both life and work and striving toward my long-term personal vision, then the likelihood that I feel unworthy of my successes is reduced because my success is more genuine to me and, no pun intended, purposeful. So if natural feelings of unworthiness and self-doubt creep in, I can remind myself that my success didn’t come out of nowhere, but was instead the result of planning, skill, and hard work.

What I do know is that reducing the negative feelings that accompany my imposter syndrome has distinct benefits. My anxiety is much more manageable, I’m happier and feel more fulfilled, and I believe I’m a better parent, partner, and friend. So how did I reduce my exposure to imposter syndrome? I defined and connected to my personal purpose.

To begin, it’s important to state what I hope is the obvious—that the number one job of all leaders and managers is to be a coach to their teams and team members. Unfortunately, in many organizations, coaching is viewed as a ‘nice to have’ and is not encouraged as the priority it should be. There are all manner of excuses for this lack of focus on coaching.

What’s the minimum bar for success for this self-reflection exercise? Were you able to connect with your breath and feel the rhythm of your heartbeat? If yes, then AWESOME! You just took a few huge steps forward.

Turns out that the answer to the question are you coachable is more difficult than most folks realize and it will take multiple sessions of self-reflection to make meaningful progress toward the answer.

Most importantly, ask yourself if your reaction to a new acquaintance is based on the response that our hyper-polarized society expects you to have, or are you willing to learn and grow your thinking and your network beyond the confines of a fixed mindset to an issue, people, or culture.

A balancing act all leaders must grapple with is the short-term benefit of moving fast with minimal drag from a personally curated “Team Yes,” versus the long-term satisfaction that comes from building a diverse team that will simultaneously challenge, support, and push the boundaries of your current state positions and thinking.